Knowing that you have lost your social security card can be extremely stressful. This is one of the most important documents that you have, and if it finds its way into the wrong hands, it can have disastrous results. However, before you get too upset you should take certain steps to reduce your risk of harm.
Things You Should Consider When Lost A Social Security Card
The first thing you should consider is the last place that you remember having it. Think about the last place you were that you needed to provide it for documentation. This could have been the last time you filed out paperwork for employment or if you were seeking benefits at your local country building. If you used it recently you will want to check with the last place you remember having it to see if by chance they found it and still have it. If you can not recall this information you will need to take action.
Many people are unaware of the fact that you have the ability to put a freeze on your credit information. This is not an ideal situation to be in, of course, but taking this action can prevent others from taking out loans and other forms of credit in your name. When a creditor attempts to obtain your credit information and is told there is a freeze they will not issue the individual credit. In the best cases they will also alert authorities as anyone that freezes their credit would be aware that they had done so, which shows that there likely is fraud occurring.
Once you have covered your bases in trying to locate your card and reporting the possibility of fraud to the national credit bureaus the only thing left that you have to do is to get a replacement. You can go about this by using the Social Security Administration’s apply now option or visiting your local office in person. If you plan to go in person you will still want to go to the website to find out exactly what documentation you will need to get a replacement. There are many documents that may be considered acceptable, but the most common to use are a state issued identification card and a birth certificate. These are by far the most preferred methods of proving your identity.
Apply Online for Replacement of Social Security Card
If you decide to use the website to order a replacement you will want to be sure that you will have a way to submit your documentation electronically. You can also visit the office after filing out the information online, but in that case it is likely easiest to just visit the office in the first place. It is important to know that whichever route you decide to take, there will be a wait to receive your card. Due to recent changes in policy the administration will require that a new card be sent to your address. This is being done in an effort to protect citizens from fraud, which has become extremely prevalent in recent years.
It can be tempting to delay the process of replacing your lost social social security card, especially if you do not see an immediate need for it, but that is generally a bad idea. There are countless situations in which you could need to have it on hand, such as obtaining employment or credit. Waiting until you need it will only delay your chances of achieving a certain goal that you might have, or even lead to you not getting a job that you desire. Take action right away so that you can be confident that you will have the card on hand when the time comes that you need it. Do not let one mistake turn into an even bigger problem for you.
Losing such an important document can be an extremely stressful time, but taking the right steps immediately can go a long way towards protecting your financial future. Do not let yourself become a victim by not taking action right away. The sooner you take these steps the less likely it is that anyone will be able to obtain credit in your name. It also increases the chances that if someone does attempt to do so, they will be caught.